Affordable loans, solutions, and help built to allow you to through life’s financial ups and downs
Could I be prequalified without impacting my credit history?
Yes. You, we run a soft credit pull, which does not impact your FICO ® credit score when we prequalify.
Each time a final decision is made on your own application, we operate a difficult credit pull, that could influence your credit rating. Find out more about hard and soft credit pulls.
How exactly does Oportun assist me personally build a credit rating?
Unlike other alternate lenders, we report your bank account behavior to nationwide credit agencies. Each thirty days, we inform them whether you’ve made your account repayments on some time in complete. It is possible to establish credit that is positive you will be making your requested payments on or before your due date, spend a lot more than what’s requested, or spend your account in complete. Read More